25-02-2026

HSBC Reports Strong 2025 Earnings Despite Decline

Date: 25-02-2026
Sources: cnbc.com: 1 | scmp.com: 2
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Source: scmp.com

Image content: The image depicts a glass window with a prominent HSBC logo and a reflection of the surrounding cityscape. * The HSBC logo is displayed on the glass window, featuring: * A red diamond-shaped symbol at the top * The letters "HSBC" in large white font below the symbol * Two Chinese characters underneath the letters * The reflection in the glass window shows: * A busy street scene with people walking * A man in a suit walking past the camera * Several buildings and vehicles visible in the background * A crowd of people gathered across the street * The overall atmosphere suggests a bustling urban environment, likely during the daytime. The image shows the HSBC bank logo on a glass window, with a reflection of a busy street scene and people walking outside. A man in a suit is visible in the foreground. The scene appears to be set in a city during the daytime.

Summary

HSBC reported its 2025 full-year earnings, with a pre-tax profit of $29.91 billion, beating analysts' estimates despite a 7.4% year-on-year decline. The bank's strong performance in wealth management and Hong Kong businesses drove the result, alongside a 4% revenue gain. HSBC aims to deliver a return on average tangible equity of 17% or more between 2026 and 2028 and has outlined a sustainable dividend policy.

Key Points

  • HSBC's 2025 pre-tax profit was $29.91 billion, beating analysts' estimates
  • The bank's wealth division and Hong Kong businesses drove the strong performance
  • HSBC aims to deliver a 17% or more return on average tangible equity between 2026 and 2028

Articles in this Cluster

HSBC 2025 full year earnings results

HSBC reported its 2025 full-year earnings, with a pre-tax profit of $29.91 billion, beating analysts' estimates. The result was driven by a strong performance in its wealth division and Hong Kong businesses. Although annual profit declined 7.4% year on year, HSBC's revenue gained 4%. The bank's fourth-quarter profit before tax rose to $6.8 billion, largely due to favorable one-off items linked to business disposals. HSBC's CEO, Georges Elhedery, stated that 2025 was a year of 'decisive action and swift execution.' The bank aims to deliver a return on average tangible equity of 17% or more between 2026 and 2028. The results come after HSBC completed the privatization of Hang Seng Bank on January 26. The bank is targeting an 8% reduction in payroll costs, with a focus on simplifying the group and removing duplicate roles.
Entities: HSBC, Hang Seng Bank, Georges Elhedery, Hong Kong, EuropeTone: neutralSentiment: positiveIntent: inform

Exclusive | Hong Kong investment company HKIC to get expanded remit after early gains | South China Morning Post

The Hong Kong government plans to expand the remit of the Hong Kong Investment Corporation (HKIC), a three-year-old investment vehicle that has shown impressive early gains. HKIC will be tasked with working closely with regional and international long-term capital to guide investment towards high-quality commercial property projects that align with the city's industrial positioning. This move is seen as a sign of confidence in HKIC and an expansion of its role, while still staying within the investing sphere. The changes are expected to be highlighted in Financial Secretary Paul Chan Mo-po's budget statement on Wednesday.
Entities: Hong Kong Investment Corporation, Paul Chan Mo-po, Hong Kong, Financial Secretary, Clara Chan Ka-chaiTone: neutralSentiment: positiveIntent: inform

HSBC profit falls but shares gain on outlook for stronger returns and stable dividends | South China Morning Post

HSBC Holdings reported a 7% decline in annual pre-tax profit to $29.9 billion in 2025, but the result beat analysts' estimates. The bank's shares rose in Hong Kong after it outlined stronger return goals and a sustainable dividend policy. HSBC set aside $1.1 billion in the third quarter for potential payouts in lawsuits tied to the Bernard Madoff fraud case and booked $2.1 billion in dilution and impairment losses related to its associate Bank of Communications. The bank will pay a final dividend of 45 US cents per share, bringing the payout for the year to 75 US cents.
Entities: HSBC Holdings, Europe, Hong Kong, Bernard Madoff, Bank of CommunicationsTone: neutralSentiment: positiveIntent: inform